I've been playing around with the software for a while, checking both the fins on my project and yours. Using the weakest CFRP material (these are non-professional layups so best to assume the worst), for your fins I get 2.47 mach flutter velocity and 3.25 mach divergence velocity. Using the strongest CFRP material I get 2.91 mach flutter velocity and 3.86 mach divergence velocity. For additional comparison, if they were G10, flutter is at M1.6 and divergence at M2.01. (FYI, to get your fins CG, I copied 1 fin, put it on a mass-less BT in a new OR simulation, and used the calculated CG. Much easier and more accurate than doing the cutout technique.)
The last rocksim file you posted was pretty out of date it seemed; I added the conical NC, changed the finish to smooth paint, fins to rounded, and weight at 20oz.. With these parameters you're looking at M2.3 and 16-17,000'.
Overall then, I would say that you're probably just fine w/o T2T as long as your AOA stays low to keep the fin bending stress down.
Its amazing how the height of the fin changes the results - for my fins which are 1.5'' tall (vs yours @ 2''), using the weakest CFRP, flutter is @ M3.75 and divergence @ M5.97. Even using G10, flutter is at M2.27 & divergence at M3.7.