That's another difference between the US an Europe. The split phase system doesn't exist here. Everything is supplied with 3 phases (230V/400V). Electric stoves and other hard-wired heaters are the typical application for that in residential settings. Power outlets are usually single phase, but one might encounter 3 phase outlets in the garage or in a home workshop.
The human body is not a linear resistor though. I remember volunteering in school for a little demonstration, that involved a hand cranked magneto, two multi-meters for measuring voltage and current and a classmate writing down the measured values at different speeds, while I was holding the leads.
This was also a lesson in (in)effective communication. I wanted my classmates to quickly ramp up to the maximum voltage I was willing to handle instead of slowly turning up the increasingly uncomfortable experiment, so I just told them: "Faster! Faster!". To them, though, I just sounded like a masochist.
At least here rating means "can be used at that voltage" (actually it can be exceeded by 10% on a permanent basis, probably to account for local variations in voltage).
Two common solid wire types here are H05V-U and H07V-U. They are rated 300V/500V and 450V/750V respectively (1 phase/3 phase). Those types are tested at 2000V or 2500V in the latter case.
Reinhard