I tend to agree with this. I flew rockets in my teens and didn't understand the engineering concepts. Now, as an engineer, let’s just say it makes more sense. The last rocket I put together, all the fins (3 of them) weighed 7 ounces. So, 2.33 oz each. If you assume 75 G’s of acceleration, that means the fins sees 75 * 2.33 oz or 10.9 lbs of force from accel only. You’d have to add aero drag in there too, but just say 15 lbs. Center of mass of the fin is usually mid-span. So take half that weight and add it to the tip. Or just go pull on your fin with ~7.5 lbs. Did it come off? If you can build a decent rocket, the answer is usually NO.
But go do some flutter analysis and it’s a whole different story. At the resonant frequency, it takes VERY LITTLE force to get the fin (or fins) oscillating back and forth and the loads are way higher and have a larger moment arms than the accel loads. It’s hard to know for certain, but I venture to say that most shreds are structural failures of a fin, tubing or coupler which then cascades into complete vehicle failure by the rocket trying to fly sideways at 700 mph. It doesn’t end well.