I really don't like snow and cold either, but will take it over wildfires, hurricanes, tornadoes, and floods. We are subject to tornadoes and ice storms, but it has been pretty quiet around here the last 62 years. A good blizzard is ok once in a while.
No snow yet in NW Kansas; however forecast calls for 18 degrees tonight. That along with the 40+ mph winds we've had the last few days keeps out the riffraff better than an HOA.