Can one set a radial position for a pod? I bet one can. In which case, you could use the pod, body tube, and nose cone method as
@lakeroadster suggested in post #2, and burry it half way inside the main body tube as
@neil_w showed in post #6. That would allow you to simulate the weight and the frontal and wetted areas, while also modeling the look of a shroud.
@K'Tesh, is that what you've done in post #7? I know that before OR had pods you did a lot of wizardry to make it produce the pictures you wanted that weren't always good for sims (blatant OpenRockt abuse).