# Baby Stimulus

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#### Zeus-cat

##### Well-Known Member
For those of you who are interested in charitable contributions, but don't just want to give money to people, you should check out the Grameen Bank. It is a charity, but it uses donated money for micro-loans. They don't just give away money; you have to have a valid business plan for the loan. You have to repay the loan or they take your collateral. They work with people to teach them how to do the things they need to do to set up and run their business. It is charity and capitalism.

#### Not Quite Nominal

##### Well-Known Member
For those of you who are interested in charitable contributions, but don't just want to give money to people, you should check out the Grameen Bank. It is a charity, but it uses donated money for micro-loans. They don't just give away money; you have to have a valid business plan for the loan. You have to repay the loan or they take your collateral. They work with people to teach them how to do the things they need to do to set up and run their business. It is charity and capitalism.
The great thing about microfinance is your dollar gets used over and over again. Most donations to "non-profits" get sucked into the black holes of innumeracy and social signalling (stateside) and corruption and despotism (abroad), and little to nothing actually makes it to poor people in poor countries.

Large donations and infrastructure products are juicy targets for first-world non-profits and third world dictators to fund their lavish lifestyles. Smaller sums can sneak under that radar.

Done right, it's capitalism perfected - combining what I have in surplus (capital), with what they have in surplus (local knowledge).

My beer money can be life changing to the global poor, but it would take me a lifetime to understand how to operate in their world. It's taken me a lifetime to figure out my own life, and my life here is so much easier than theirs.

That being said, there can be problems with microfinance (which givewell discusses better than I can), and some microfinance institutions can be downright shady.

#### jrap330

##### Retired Engineer, NAR # 76940
TRF Supporter
I changed my mind. If jderimig gets to spend his money on strippers then so am I. I might buy an Estes firestreak sst and some 1/4 mini A motors but the rest of the money is going to strippers.

Now thats some “jumping on the bandwagon”and virtue signaling for ya
As long as they are starving strippers, and as we know and deny...probably mothers.

#### Five

##### Well-Known Member
If the strippers name is "Virtue" be careful how you signal her to come over..... They get fussy about that around here.
Lol

#### rcktnut

##### Well-Known Member
It is starting to look like baby stimulus is going to be followed by his big brother.

#### jderimig

yea except they won't get $600 trade in value but far less. #### Five ##### Well-Known Member Anyone else still waiting on there paper check. I know this day in age, one might considered to be an outcast or a blacksheep if you don’t have all your income direct deposited. Call me old school but thats how i roll #### timbucktoo ##### Well-Known Member Staff member TRF Supporter Global Mod Got mine yesterday. I file electronically but because I haven’t had a refund in a while, it came snail mail. #### Cl(VII) ##### Chris Bender, Lab Rat TRF Sponsor Great! I am glad I saved my receipt for the$600 gun I bought.

Serious side question out of curiosity. You can return a gun? I guess I always assumed that a gun was like underwear, once used unreturnable.

#### kuririn

##### BARGeezer
TRF Supporter
Anyone else still waiting on there paper check. I know this day in age, one might considered to be an outcast or a blacksheep if you don’t have all your income direct deposited.
Call me old school but thats how i roll
I'm still waiting for mine. Checks that are mailed out will take longer than direct deposit.
You can check the status of your baby stimulus payment on the IRS website:
Get My Payment | Internal Revenue Service (irs.gov)
I read something a few days ago that the IRS sent some checks out to old bank accounts on file with tax preparation software companies. The tracker will show what account your check may have gone to if it was direct deposited.

EDIT: I just checked the status of my second payment. It was scheduled to be mailed out on Jan. 6, so it should be here soon.

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#### NateB

##### Well-Known Member
Serious side question out of curiosity. You can return a gun? I guess I always assumed that a gun was like underwear, once used unreturnable.
A return for full face value is unlikely, like a car. However the used and resale market is quite strong. You probably won't ever get full new retail value unless you have a collector piece, but if you buy used and resell you can usually get close to what you paid or even more.

#### Cl(VII)

##### Chris Bender, Lab Rat
A return for full face value is unlikely, like a car. However the used and resale market is quite strong. You probably won't ever get full new retail value unless you have a collector piece, but if you buy used and resell you can usually get close to what you paid or even more.

I learned something today, thanks.

#### KennB

##### I-95 Envoy
TRF Supporter
Got a paper check on either the 6th or 7th. I was in the debit card crowd in the first round and the paper check is properly reduced for my income.
I've made sure to owe the IRS money when I file for a number of years now so that may explain why I didn't get an electronic refund.

#### jderimig

Serious side question out of curiosity. You can return a gun? I guess I always assumed that a gun was like underwear, once used unreturnable.
Depends on the retailer. Some offer a 30-day return policy for store credit.

#### Five

##### Well-Known Member
Im changing my mind again. Forget the strippers. Im buying a 5.5” loc precision Patriot 54mm. That will be the biggest rocket I’ve ever constructed

#### Cnorm

##### Well-Known Member
Im changing my mind again. Forget the strippers. Im buying a 5.5” loc precision Patriot 54mm. That will be the biggest rocket I’ve ever constructed
Stripper deposits are non-refundable.

Or so I've heard.

#### Five

##### Well-Known Member
Stripper deposits are non-refundable.

Or so I've heard.
Maybe I can persuade her(stripper) into buying the rocket for me. Hahah

And for those who are a fended or who are not of a mature enough age, I apologize but remember during the lockdown exotic dancers lost there job like so many others and they too need this little chunk of change.

#### hobie1dog

##### Well-Known Member
I wish our checks would get here.

#### Five

##### Well-Known Member
I got mine. They sent me a debit card instead of a paper check. Then you get charged every time you take out money from an atm. This money was given to me, then they want charge me to spend it. WTF!

#### CalebJ

##### Well-Known Member
TRF Supporter
You understand that it's not the government charging you the ATM fees, right?

#### FredA

##### Well-Known Member
OMG -- "free money" and people still complain.
I had a friend BITCH that it took him 15 minutes on the phone to make a FREE TRANSFER from the card to his bank account.

#### kuririn

##### BARGeezer
TRF Supporter
I got mine. They sent me a debit card instead of a paper check. Then you get charged every time you take out money from an atm. This money was given to me, then they want charge me to spend it. WTF!
I was expecting a paper check since that was what they mailed to me for the first round but I received the EIP Card today. You can also withdraw cash surcharge free from any in network (AllPoint) ATMs. There is a surcharge only if you use an out of network ATM. ATM locator is on their website.
You can also transfer the balance to your bank account at no cost to you. Check out the FAQs section.
Money Network Economic Impact Card | Money Network Economic Impact Payments (eipcard.com)

#### Five

##### Well-Known Member
I was expecting a paper check since that was what they mailed to me for the first round but I received the EIP Card today. You can also withdraw cash surcharge free from any in network (AllPoint) ATMs. There is a surcharge only if you use an out of network ATM. ATM locator is on their website.
You can also transfer the balance to your bank account at no cost to you. Check out the FAQs section.
Money Network Economic Impact Card | Money Network Economic Impact Payments (eipcard.com)
Thx