Hobby Lobby Closing?

The Rocketry Forum

Help Support The Rocketry Forum:

This site may earn a commission from merchant affiliate links, including eBay, Amazon, and others.
Just a warning. this has remained civil so far, but the farther the conversation moves toward specifics, the more likely it is to go over a line we don't care to cross. I think the question of the OP has been answered. This might be a good time to give this subject a rest.

LOL!

When I first saw your post, I thought about replying, "As long as no one mentions socialism, Marxism, communism, fascism, nazis, fundamentalists, conservatives, liberals, or tyranny, we'll be good." Decided against it.

I guess it lasted longer than anyone had a right to expect.
 
So has anyone signed up for an exchange insurance program yet? Hows the premium? coverage? network? did anyone keep their doctor or access to the best facilities?
 
What about the costs? Why are the costs for medical care so ridiculously high?

Things that you would have been considered a wuss for complaining about are now emergency room visits.

Though the guy is a little over the top, his analysis is accurate.
[video=youtube;qSjGouBmo0M]https://www.youtube.com/watch?v=qSjGouBmo0M[/video]
 
I'm confused about the potential incurred costs claimed by Hobby Lobby in their suit. The maximum penalty that I can find for not offering the mandated insurance is $2000 per full-time employee which about $1 per hour per employee. HL claims to have 13,000 full-time employees so the math is pretty simple: 13,000 x $2,000 = $26,000,000 or $71,200 per day and not the $100 per day per employee fine that is claimed which would be $1,300,000 per day and $475,000,000 per year. That's a huge difference.

Bob

That's for the fine for the first year. It fine increases each year after, though I don't remember by how much, but it is not insignificant. There is also another detail for the personal fines, though I don't remember if it applies to businesses, but for an individual it is X dollars or 8-10% of income. If that applies to businesses as well, then it could be prohibitively expensive.
 
So has anyone signed up for an exchange insurance program yet? Hows the premium? coverage? network? did anyone keep their doctor or access to the best facilities?

My wife and I haven't really tried to sign up yet. But before the October rollout, we had gone to our state exchange website and taken a look at the prices and plans, and it looked like we would save money on comparable plans. The good thing for us is that I haven't heard that our state exchange website is having the same problems as the Federal website.

We are both self-employed and are currently in the individual insurance market in a Blue Shield of California plan. In the past week or two we received a packet from Blue Shield of California with quotes for a new plan through Blue Shield. The new plan costs less money --- about $100 less per month for my wife and $200 less for me --- but the benefits are different too, so we are definitely going to the exchange to compare before deciding on a plan. We will probably get to it in a couple of weeks when our workload settles down.

One word of warning for anyone who is currently in the individual market like we are and gets a letter from your current insurance company like the one we received: Even if you decide to take the plan they offer, you should sign up for it through an exchange. Our letter tells us we don't have to do anything --- we will just be moved into the new plan automatically on January 1 and pay the new lower rates. Sounds easy and tempting. However, it also discloses that there may be subsidies available to some members of the plan, but you need to sign up through the exchange to get them. Not all insurers are being as honest and up-front about that. You should check on the exchanges to see if you qualify for a subsidy tax credit, and sign up for any plan through the exchange. Otherwise, you will miss out --- they don't give you the tax credit retroactively if you buy your insurance outside the exchange and pay full price. Some insurers will help you sign up for their plans through the exchange if you tell them that is what you want to do. They'd rather assist you with the process than have you go there on your own and end up buying someone else's plan.
 
The Supreme Court has agreed to hear the Hobby Lobby case. Oral arguments in March, verdict in June.
 
This is going to go 5-4 in favor of Hobby Lobby against Sibelious. Roberts is going to even out this call like refs do when they blow one.
 
This is going to go 5-4 in favor of Hobby Lobby against Sibelious. Roberts is going to even out this call like refs do when they blow one.

You might be right about the verdict, but not the reason. The court is not going to "even out the call."

The issue comes down to whether a corporate entity has religious freedom the way an individual citizen does. Does that aspect of the first amendment apply to corporations or just people? The court, or at least half of it, seem to agree with Mitt Romney that corporations are people too, so I would not be surprised to see the court find that corporate entities have a right to religious freedom.
 
The administration has already decided that certain nonprofit corporate entities can be exempt. As far as i know there is no separate legal construct as a "religious" corporate entity. Thus it seems to a clear equal protection clause case. Hobby lobby et al prevails.
 
OK, so why is this thread STILL open, when the FAA Question thread has been closed to the point that even a new thread about the same issue is KILLED? As in REMOVED WITHOUT TRACE?

Makes me wonder WTH the mods are afraid of.

Meanwhile, Bread and Circuses with another political thread going on for week after week.

- George Gassaway
 
Last edited:
A screenshot I made after posting the thread that later got removed:

DGg76Cm.jpg
 
So has anyone signed up for an exchange insurance program yet? Hows the premium? coverage? network? did anyone keep their doctor or access to the best facilities?


Finally got sighed up today. Here is my details.
I am 57 years old and on a Cobra insurance plan costing me $652.84 a month. Great insurance, includes dental. Better than I may need but due to preexisting conditions I stayed with it. My conditions are nothing serious but were going to cause me problems finding other insurance after the Cobra ins run out in about a year.
So today before I sighed up on the ACA website, I stop by my doctor's office to see if I could keep them under the new plan I was looking at, that being a Blue Cross Blue Shield plan. They seemed to think so but did not give me a 100 percent yes. Not the best answer but I decided to move ahead. 2014 is not that far away and I wanted to get this done.
Here is what I went with under the ACA.
Blue Cross Blue Shield bronze plan (medical) going to cost me $382.61 per month. This is a low end plan. $6000 deductible but also only $6000 max out of pocket max.
Blue Cross Blue Shield dental plan going to cost me $23.64 a month.
The plans I went with are going to cost me $406 a month not the $652 I was paying.
Is the coverage that I chose as good as I had before? No, but the ACA gave me the option to be able to chose.
Does the ACA have problems? Yes. Hope they can get them worked out.
As you can tell I am a fan of the ACA. Kind of a no brainer for me. Middle age with preexisting conditions. I am glad to know I will have insurance in the years to come.
Peace of mind.
 

Latest posts

Back
Top