Thank you Evan. That is what I was trying to get at - where in the transition does the stress begin to be an issue. That confirms what I had been thinking.
Bob, I understand what you're saying - and I do appreciate the information - but again, considerations for how to survive mach isn't really what I was getting at. I'm well aware that structure and build make a big difference. FWIW, I'm mostly not taking about airliners or jet fighters here, most of my fleet could characterized as Cessnas. Make some of them Cardinals, Skymasters and an occasional 195 as well for variety. I was perhaps not clear on that initially, my apologies. Everything I've got in the mid-power range are either PSII kits or scratch build designs with similar structure. I haven't built anything from LOC, Madcow, etc.
But my intent is essentially to put a practical cap on max velocity for rocket when I don't know how well will handle the transition. My thinking at this time is that if I don't have enough experience with pushing mach to know (yet) if a given model is built well enough to survive it, then I want to play it safe. As I learn more, I'll do more. Perhaps my Leviathan will be OK, but I bet my modified (extended 9", TTW 3-fin, 29mm) Mean Machine would not. Until I better understand where that demon lives on the mach meter, I wanted a rule of thumb to act as a guide. That's all I was really asking for in this thread.